Many people wait until the beginning of the year for income tax time to roll around before attempting to buy a new home. Why? Well, the refund can help them cover the down payment to the mortgage company. Additionally, the venture can serve as one's...Read More

For most living in the Sacramento, CA area, your home is your biggest investment. It’s not only your biggest investment financially, but it’s where you spend your time, where you make your memories, and the place you turn to in order to...Read More

Like getting involved in any business in Sacramento, CA deciding to invest in property can be an extremely lucrative venture, but that doesn’t mean it’s necessarily fast or easy to do. If you’re looking to invest in property, you...Read More

You may have heard that the right down payment for a home is 20 percent of the total cost.  It’s true that a large initial payment like that is a good way to keep the interest rate down and lower your monthly payments, but these days you...Read More

When you refinance your home in Sacramento, CA, you change the terms of your mortgage.  You can think of it as taking out a new loan to pay off your current mortgage all at once, and then starting payments on the new loan.  It’s a...Read More

For a lot of Americans, even here in the Sacramento area, marriage is one of the biggest personal, emotional, and spiritual commitments we make in our lives. It’s a sign of willingness to commit to a lifelong partnership with one person, but...Read More

With summer here in Sacramento, CA you may be thinking of enjoying the weather and taking advantage of the season with a well-earned vacation, but there’s something else you might want to think about doing, and that’s to start looking...Read More

If you’re living in Sacramento, CA and you’re wondering whether now is the time to look into buying a home, the answer is probably “yes.” It doesn’t matter whether you’re a first-time home-buyer that is tired of...Read More

If you’re looking into owning a home in Sacramento, CA and securing financing for it for the very first time, this can simultaneously be a very exciting and uncertain experience. There are going to be a lot of new things to consider, and one...Read More

The move from renting to buying a home is a big transition.  Renters can take a lot of things for granted, like a maintenance staff that fixes their appliances and repairs the walls, landscapers who take care of all the grass and gardens, and a...Read More

When a homeowner stops paying their mortgage payments, a bank or other financial institution may decide to foreclose the property and evict the owner.  At that point, the property belongs to the bank, but banks are in the business of offering...Read More

If you live in Sacramento, CA, and you’re thinking about purchasing a home—either for the first time, or as an upgrade—you’re probably concerned more about where your home is located. However, if you want to be smart with one...Read More