26Nov
Understanding The Difference Between Mortgage Prequalification And Pre Approval

Understanding The Difference Between Mortgage Prequalification And Pre Approval

First-time homebuyers in CA are on a steep learning curve. There are so many processes, documents, and terminology they have to learn in order to buy a home. This can cause a lot of confusion, especially when the terminology is unclear like with...Read More

22Nov
Advice And Suggestions For First Time Home Buyers

Advice And Suggestions For First Time Home Buyers

Many people wait until the beginning of the year for income tax time to roll around before attempting to buy a new home. Why? Well, the refund can help them cover the down payment to the mortgage company. Additionally, the venture can serve as one's...Read More

15Nov
4 Reasons To Consider A Reverse Mortgage

4 Reasons To Consider A Reverse Mortgage

With a regular mortgage, a bank or other lender will buy a house and then you spend several years paying them back. A reverse mortgage goes in the opposite direction: you start by owning (or at least mostly owning) a home and then take out a loan...Read More

28Oct
Keeping Your Biggest Investment Safe This Fall

Keeping Your Biggest Investment Safe This Fall

For most living in the Sacramento, CA area, your home is your biggest investment. It’s not only your biggest investment financially, but it’s where you spend your time, where you make your memories, and the place you turn to in order to...Read More

25Oct
Refinancing Your Mortgage Can Lead To Better Returns

Refinancing Your Mortgage Can Lead To Better Returns

Debt management is an essential skill for anyone with long term goals in Sacramento, CA. Without good debt management, you can’t maintain a decent credit score, keep student loans or car payments under control, and, perhaps most important of...Read More

17Oct
4 Factors That Affect Your Investment Property Venture

4 Factors That Affect Your Investment Property Venture

Like getting involved in any business in Sacramento, CA deciding to invest in property can be an extremely lucrative venture, but that doesn’t mean it’s necessarily fast or easy to do. If you’re looking to invest in property, you...Read More

30Sep
Saving Money with a 20-Year Home Mortgage

Saving Money with a 20-Year Home Mortgage

One of the most common mortgages big in the housing market is the 30-year fixed mortgage. This is especially true for first time Sacramento home buyers who like to extend the loan payments over a longer-term.  The next more commonly chosen...Read More

27Sep
Is it a Good Idea to Pay Off a Mortgage as Soon as Possible?

Is it a Good Idea to Pay Off a Mortgage as Soon as Possible?

The answer to this question is that there really is no simple answer. Many people wonder if they should pay off their mortgage as soon as they can and it is a topic that shows up on many finance blogs and forums. But there really isn't a clear...Read More

20Sep
Jumping Mortgage Approvals and Your Chances

Jumping Mortgage Approvals and Your Chances

Since 2017, the demand for mortgages has soared to more than 11 percent over the prior year, according to UK Finance. On the other hand, credit card spending was also much higher than in previous years as well while borrowing also grew by...Read More

30Aug
Get A Mortgage Loan With No Down Payment

Get A Mortgage Loan With No Down Payment

At the beginning of the 21st century, the prices of the average home were skyrocketing which gave home buyers “instant equity”. Many lenders offered zero down payment home mortgages to many of their customers knowing that they would soon...Read More

28Aug
How High Does A Home Down Payment Need To Be?

How High Does A Home Down Payment Need To Be?

You may have heard that the right down payment for a home is 20 percent of the total cost.  It’s true that a large initial payment like that is a good way to keep the interest rate down and lower your monthly payments, but these days you...Read More

26Aug
Is Home Refinancing An Option For You?

Is Home Refinancing An Option For You?

When you refinance your home in Sacramento, CA, you change the terms of your mortgage.  You can think of it as taking out a new loan to pay off your current mortgage all at once, and then starting payments on the new loan.  It’s a...Read More

30Jul
Preparing To Buy Your First Home After Marriage

Preparing To Buy Your First Home After Marriage

For a lot of Americans, even here in the Sacramento area, marriage is one of the biggest personal, emotional, and spiritual commitments we make in our lives. It’s a sign of willingness to commit to a lifelong partnership with one person, but...Read More

30Jul
Getting Mortgages For The Self-Employed

Getting Mortgages For The Self-Employed

Homeownership is, for many, the great American dream, but it’s also one of the most expensive that most of us will ever have in our lives. So it’s no surprise that for the vast majority of Americans, buying a home is not something that...Read More

28Jun
Top 5 Reasons This Summer Is The Time To Buy A Home

Top 5 Reasons This Summer Is The Time To Buy A Home

With summer here in Sacramento, CA you may be thinking of enjoying the weather and taking advantage of the season with a well-earned vacation, but there’s something else you might want to think about doing, and that’s to start looking...Read More

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